AML Compliance Analyst

Stake is looking for an AML Compliance Analyst to join our growing Risk and Compliance team, at our brand new CBD office, within a flexible hybrid working model!

We’re an Australian investing platform that helps ambitious people confidently grow their wealth. By offering seamless, immersive access to the share markets, we’ve empowered a new wave of investors. Stake has grown fast from a fintech startup into a robust financial services company. Today we have 750,000+ customers and more than A$5 billion under administration.

At Stake, we break barriers in everything we do. Just like our customers, we’re driven by ambition. Our desire for continuous growth is what creates the collaborative and high-performance environment we work in. Though we’re spread around the world, we’re a unified team moving towards a shared vision: to unleash the investor in everyone. 

Join us as we continue to reshape the financial industry, inspiring investor confidence and celebrating our wins along the way.

This role provides critical support to the AMLCO in maintaining and enhancing the effectiveness of the AML/CTF program across Australia and New Zealand. The position focuses on quality assurance, compliance support, case review, and documentation creation and uplift, with a strong emphasis on regulatory readiness and continuous improvement.

The successful candidate will play a key role in audit preparation, strengthening controls, and supporting Line 1 in the consistent application of AML/CTF obligations across both jurisdictions.

Further responsibilities include:

Quality Assurance (QA)

• Conduct QA reviews across AML processes and outputs
• Ensure consistency, accuracy, and alignment with regulatory expectations
• Provide feedback and partner with Line 1 to design and deliver training to support capability uplift 

Compliance Support

• Provide guidance to Line 1 on AML/CTF processes and policies
• Collate and analyse queries to identify trends and improvement opportunities
• Support the development of scalable solutions (e.g. AI-enabled tools)
• Respond to AML/CTF-related incidents and support Line 1 on handling and resolution

ECDD & Escalations

• Review Enhanced Customer Due Diligence (ECDD) cases and escalations
• Support risk-based, timely decision-making

Suspicious Matter Reporting

• Assist in drafting Suspicious Matter Reports (SMRs) and Grounds for Suspicion (GFS)
• Support the AMLCO in forming suspicion and meeting reporting obligations

Policy, SOP & Framework Uplift

• Review and update Standard Operating Procedures (SOPs)
• Identify gaps and ensure alignment with AML/CTF program requirements
• Provide support to Legal and Compliance on broader policy updates, and assist with embedding these changes across the business.

Controls & Implementation

• Contribute to control design and enhancement discussions
• Assist in scoping regulatory requirements and implementation plans
• Support operationalisation of controls within Line 1

Document Control

• Ensure documents are current, consistent, and centrally managed

Reporting & Continuous Improvement

• Assist with AML reporting and metrics
• Identify and implement process improvements and efficiencies

• 3-5 years experience in AML/CTF, financial crime, risk, or compliance roles
• Strong understanding of AML/CTF regulatory requirements (e.g. AUSTRAC obligations preferred)
• Understanding of New Zealand AML/CFT obligations preferred but not essential
• Experience in QA, case review, or audit support highly regarded
• Strong analytical and critical thinking skills
• Excellent written communication, particularly in drafting reports (e.g. SMRs)
• Ability to manage multiple priorities and work in a fast-paced environment
• High attention to detail and strong organisational skills

At Stake, we’re more interested in your attitude than your resume. If you believe this is a role you want to jump into, please apply and let us know why in your cover letter!

You’ll have the opportunity to work with autonomy while learning from some of the best talent in the industry, playing a meaningful role in building a company that has loads of positive momentum and excitement around it. Having said that, we also have perks.

Please see on our Careers website the list of benefits under our Grow with Stake program. They include:

• Career relevant development and training with professional development allowance
• Up to 16 weeks of paid parental leave
• Childcare allowance
• Sonder - healthcare, safety support and EAP for you and your immediate family
• Additional leave types (Swap days, Bear Days, TOIL, Compassionate, Sorry Business)
• Employee Share Options scheme for senior leaders
• Stake products: SMSF 30% discount on yearly membership fee, $295 AUD annual trading credit and Stake Black account
• Recognition awards and team celebrations
• Discretionary performance bonus and talent referral bonus

Stake is an equal opportunity employer that values diversity. We’re proactive about providing an inclusive work environment and do not discriminate based on race, religion, nationality, gender, sexual orientation, age or disability status. We’re also endorsed by WORK180 as a great employer for women. 

It all comes together to explain why Stake placed 1st in the 2024 AFR BOSS Best Places to Work list for the Banking, Superannuation & Financial Services category, across all of Australia and New Zealand.

Once we've received your application, we'll give it the attention it deserves and you'll hear from us either way. We’re committed to responding to every applicant. If we think you’d be a good addition to our team, we’ll give you a call and from there, you'll cruise through our recruitment process.

To all recruitment agencies: Stake does not accept agency resumes. Please do not forward resumes to our jobs alias or directly to Stake employees. Stake is not responsible for any fees related to unsolicited resumes.