Business Graduate Program 2026

• A bespoke, 2-year graduate program designed around you, starting in February 2026
• Enjoy benefits such as discounted insurance, health and well-being programs, and a range of employee benefits to support your lifestyle  
• Access the tools and resources to acquire new skills, grow your capabilities, and take on new roles within a progressive, digitally enabled company 
• Join a company that fosters a culture of respect, resourcefulness, and inclusivity, allowing you to grow both personally and professionally. 
• Enjoy work-life balance with flexible working options, and well-being initiatives that prioritise your health 

Welcome to TAL. As a leading life insurer, we’ve been protecting Australians for over 150 years. Backed by Dai-ichi Life, we're driven by big ambitions and empower to create better products and services. 

Together with our Partners, we’re helping millions of Australians live a life filled with choices, options, and freedoms. See the direct impact you make delivering support and financial security with care and expertise. Grow beyond expectations with diverse roles, global connections, and exclusive learning opportunities. 

Work with passionate, bright and capable colleagues. Feel inspired by supportive leaders. Collaborate with heart, where flexibility, wellbeing and inclusivity is valued. Together, we're reimagining insurance. 

So, bring a curious mind and an ambition to help us become the progressive, digitally enabled leading insurer.

Our Business Graduate Program is split into two business units – Individual Life, and Group Life & Retirement: 

• The Individual Life team provide market-leading products and services to customers, whether they want to purchase a policy through their independent financial adviser, via one of our alliance partnerships or directly from us either online or over the phone.   
   
• The Group Life and Retirement team partner with Australia's leading superannuation funds and employers to provide comprehensive life insurance, disability benefits, and retirement income solutions for more than 4 million Australians.   

Throughout the two-year program, you will have flexible rotations across our Individual Life or Group Life & Retirement teams, in addition to one area outside your discipline.  

For the rotations within Individual Life, you’ll have the opportunity to discover and contribute to any of our business units, including: 

• Retail Sales and New Business 
• Direct Sales and Marketing 
• Customer Service and Operations 
• Commercial Management 
• Risk, Change & Business Support 
• Business Management 

For the rotations within Group Life & Retirement, you’ll have the opportunity to discover and contribute to any of our teams, including: 

• Partnerships and Growth 
• Digital Experience and Innovation 
• Marketing and Communications 
• Group Life Product and Pricing 
• Retirement Income Product and Pricing  

We’re committed to creating tailored career development pathways aligned with your professional goals, ensuring that you have a clear plan for advancement and success within TAL. 

Throughout the Graduate Program, you will be accountable for (but not limited to) the following: 

• Taking Initiative: Demonstrate proactive behaviour by taking ownership of tasks, seeking opportunities to contribute, and identifying areas for improvement. 
• Problem Solving: Utilise logical and analytical thinking to identify and solve business challenges, including by using technology-enabled solutions.  
• Communication: Effectively communicate ideas, updates, opportunities, and challenges both verbally and in written form. 
• Teamwork: Contribute actively as a member of a team, providing diverse perspectives, fostering a collaborative work environment, and supporting fellow team members. 
• Innovation and Creativity: Generate ideas and propose innovative and creative solutions to enhance processes, systems, and experiences within the organisation. 
• Project Management: Manage projects in conjunction with your rotation manager and/or business sponsor, including liaising with stakeholders from across the business. 
• Research and Analysis: Conduct research to assist in projects and other initiatives, taking an active interest in market and industry trends to challenge thinking and foster innovation. 
• Customer Focus: Identify opportunities to solve customer or business issues, keeping their needs in mind. 
• Technical Reports: Undertake research, analyse information, prepare technical reports and documents, and present results.

• A strong academic record (distinction average or above).  
• We’re flexible with the background you come from: you may have studied in a discipline such as Commerce, Economics, Finance or Marketing. 
• A strong desire to work in the life insurance industry. 
• A curious mind, a willingness to learn how things work and a passion for making things better 
• An interest in roles that embrace analytical skills as well as commercial and customer focused

TAL is one of Australia’s leading life insurers, committed to inclusion, and supporting the career growth of our diverse workforce. We’re proud to be: 

• An Inclusive Employer – Recognised as Employer of Choice for Gender Equality by the Workplace Gender Equality Agency and Bronze Tier Status within the Australian Workplace Equality Index 
• Diversity Champions – Member of Diversity Council Australia, Australian Disability Network, Pride in Diversity and Champions of Change 
• Reconciliation Advocates – Read our Innovate Reconciliation Action Plan. 
• We welcome applications from people with diverse experiences, perspectives and backgrounds including Aboriginal and Torres Strait Islander people, caregivers, individuals living with disabilities, people from culturally diverse backgrounds and the LGBTIQ+ community. 
• Need adjustments during the recruitment process? Let our team know by getting in touch with us here.—we’re here to support you 

You’re always accountable for your actions. You never give up. You strive to find the best outcomes for customers and partners. And you value working together to find the best solutions for problems. 

As part of the recruitment process, there are several checks which may be conducted to demonstrate your eligibility for a role at TAL including Criminal History, Bankruptcy, Entitlement to Work, Regulatory and Reference Checks. 

#LI-Hybrid #ThisGradLife 

Everyone at TAL has a responsibility to do the right thing and is accountable for the way they conduct themselves. Our expectations are that you follow the principles set out in our Code of Conduct when you come to work every day. Risk management is everyone’s responsibility.

If you are already a TAL employee please apply via the SmartRecruiters button in Workday and navigate to the Employee Portal. This is important to ensure that your application is recorded accurately.