About us & this role
At Pesa, we are making cross-border payments simple, fast & reliable for individuals & businesses
across emerging markets, providing tools that power economic freedom. We are on a mission to
localize the global money transfer experience.
You will support Pesa in designing, implementing, and overseeing its local Financial Crime Risk
Management Framework. The role ensures alignment with Pesa Group Standards, applicable local
laws and regulations, and industry best practices.
The position acts as the primary point of contact for local financial crime compliance matters and
supports the business in maintaining robust and proportionate systems and controls.
Key Responsibilities
• Maintain local financial crime policies and procedures covering anti-money laundering
(AML), counter-terrorist financing (CTF), sanctions, anti-bribery and corruption, and fraud.
• Ensure alignment between local policies, Pesa Group standards, and applicable regulatory
requirements.
• Conduct and document annual financial crime risk assessments, ensuring risks are clearly
identified, assessed, and mitigated.
• Contribute to the Group Compliance Monitoring Plan by executing monitoring activities,
tracking findings, and managing the timely remediation of internal and external audit issues
with appropriate documentation and evidence of corrective actions.
• Monitor regulatory developments and conduct horizon scanning to identify changes that
may impact the business.
• Assist with preparation and submission of regulatory filings and reports as required within
the applicable jurisdiction.
• Review transaction monitoring outputs, investigate escalations, and ensure appropriate
documentation and decision-making.
• Investigate Requests for Information (RFIs), fraud alerts, and inquiries from service
partners or law enforcement.
• Develop and maintain meaningful compliance management information (MI) and Board
reporting that demonstrates the effectiveness of financial crime controls.
Deliver financial crime training to employees and senior management to promote
awareness of regulatory obligations and emerging risks.
• Provide practical, proportionate compliance advice to business units and product teams.
• Support the onboarding and due diligence of third-party partners—including banks and
service providers—ensuring appropriate risk assessments and oversight measures are in
place.
Experience
Essential
• 3–5+ years’ experience in compliance, financial crime, risk, or legal roles.
• Experience within financial services, fintech, payments, or regulated environments.
• Strong understanding of AML/CTF, sanctions, fraud, and anti-bribery controls.
• Experience in risk assessments, investigations, or policy development.
• Strong analytical and report-writing skills.
• Ability to manage competing priorities and deadlines independently.
Desirable
• Experience interacting with regulators.
Professional certifications (e.g. ICA, ACAMS, or equivalent).
• Experience in a multi-jurisdictional or group compliance structure.
Core Competencies
• High ethical standards and professional integrity.
• Strong written and verbal communication skills.
• Commercial awareness and pragmatic problem-solving.
• Stakeholder management and cross-functional collaboration.
• Attention to detail with strong documentation discipline.
• Comfortable operating in a fast-growing, evolving business.
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