Legal Counsel

Who is Plenti?

Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance markets.

We are a fast moving and ambitious business that seeks to recruit smart and capable people, who can take ownership of their role to help the business thrive. With over 200 people based in Australia, Plenti is small enough so everyone can make a difference in their role, but we have very big ambitions as a team, as we go about building Australia’s best lender.

Plenti is a founder led business that launched in 2014 and is now listed on the ASX, with annual revenue of over $200 million and a loan portfolio of over $2 billion.

What’s the role?

Reporting to the Senior Legal Counsel, you will join a high-performing team providing support and advice to Plenti’s business units on a range of legal and compliance issues. Your work will cover a range of areas with a particular focus on the consumer credit and financial services regulatory framework, corporate governance, privacy, dispute resolution and AML/CTF.

Joining some of the brightest minds in the ever-evolving fintech space, you will work in a complex fast paced environment supported by an outstanding team and leadership group that has built a reputation for developing its people to excellence.

What will you be responsible for?

Legal and compliance advice: Provide legal and compliance advice to Plenti’s business units. Includes responding to ad-hoc requests, drafting policy and procedure documents, preparing responses to borrower, investor and shareholder complaints and disputes, and reviewing promotional and marketing materials.

New products and features: Advise on the legal and regulatory implications of new products, services and features Plenti is seeking to introduce. Provide project and product teams with advice and pragmatic solutions with a focus on compliance and customer experience.

Agreements: Draft and review agreements with loan referral partners, funders, commercial partners and service providers. Review and draft standard contract templates for consumer (regulated and unregulated) and commercial borrowers.

Corporate Governance: Contribute to the preparation of reporting to senior management and other stakeholders. Provide corporate governance support to the General Counsel and Company Secretary as required.

Compliance: Work with Plenti’s business to ensure compliance with our legal and regulatory obligations in a range of areas, including investigations into potential incidents. Prepare and present compliance training to the business.

Monitoring of legal & regulatory changes: Engage with upcoming changes in our industry to assist Plenti to prepare for legal and regulatory change.

What will make you successful in this role?

• Tertiary qualifications in law and admission to practice in NSW or another State or Territory

• 2-8 years’ PQE

• Experience providing advice on the legal and regulatory framework applicable to financial services firms including the Corporations Act, Consumer Credit and banking and finance

• Demonstrable experience in delivering technical advice on a range of legal and regulatory matters

• Keen interest in financial services and familiarity with the legal, regulatory and commercial issues faced by businesses operating in that sector

• Eagerness to create an exceptional experience for all stakeholders through empathy, efficiency and commerciality

• Proactive, engaged and eager to learn

• Strong attention to detail and consistent delivery of high-quality work

• Excellent communication and problem solving skills

• Ability to work collaboratively and autonomously 

What's life like at Plenti?

Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative. It’s a place where everyone can “make it happen” and share in the results and success. If being in a dynamic industry as part of a market-leading fintech sounds like you, then join to help us reshape Australia’s financial eco-system for the good.

In return, you will enjoy a culture of innovation and entrepreneurship to take your career further. We offer flexible working and volunteer and study leave to develop your skills. We also have monthly social events, office snacks, company Townhalls and D&I initiatives and events to help you connect with your colleagues. 

Plenti is committed to a diverse and inclusive workforce.

We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people and people with disabilities. When you apply, let us know of any reasonable adjustments you may need during the interview process so we can accommodate you.