Credit Risk Analytics Manager

We are a committed Risk Management team responsible for developing credit policies and strategies within Business Banking Risk Appetite, automated decisioning and driving efficiencies and simplifications in credit processes to achieve excellent customer outcomes and risk reward trade-offs.
 

Together we will deliver faster and simpler customer outcomes through the innovative use of data, and enable Business Banking to scale safely and efficiently by establishing the best in class risk management framework leading the adoption of automation and Artificial Intelligence (AI).

Do work that matters:

Risk Management is responsible for developing and deploying the risk frameworks to allow the Group to take conscious exposures to credit, market, operational, compliance and insurance risks within a Board-approved appetite. Risk Management ensures that the Group has appropriate strategies and frameworks in place to assess, manage and report on credit, market, operational, compliance and insurance risks.

See yourself in our team:

As part of a fast-paced and high performing team, you will be spearheading the innovative use of data analytics to provide actionable portfolio insights to drive optimized credit risk strategies and credit risk appetite settings. You will deliver on strategic initiatives that are critical to enabling the growth of the Business Bank including credit automation, process simplification, ESG and building out best in class data assets.

On a day-to-day basis, you will:

• Work collaboratively in cross-functional scrums with other Data, Product and Risk teams to deliver on key strategic initiatives and transformational projects

• Leverage data-driven insights and identify emerging risks and issues to improve decision making, enhance efficiency on portfolio oversight and enable proactive risk strategies.

• Lead the management, review and simplification of credit risk policies and strategies, using a data driven approach to generate insights and identify emerging risks to make recommendations

• Lead the approval of credit policies ensuring adherence to the Bank’s risk appetite, compliance to regulatory obligations and consideration of community expectations. 

• Strong engagement with a wide range of stakeholders across BB Business, BB Risk and Group Risk.

• Acquire an understanding of the Risk Appetite Statement, purpose of credit policies in the credit lifecycle, and interaction with Risk Appetite metrics.

• Embrace continuous self-development and be comfortable with stepping out of your comfort zone and learning new skills

We’re interested in hearing from people who have:

• Strong analytics background with 4+ years’ experience in Credit Risk Analytics or insights analytics preferred

• Strong problem solving skills - the ability to understand complex problems and take a structured approach using data driven insights to solve them

• Demonstrated experience in writing complex SQL queries (e.g. extraction, manipulation, validation) and proficient in R and Python

• Experience building interactive dashboards using R Shiny, Tableau or web design will be advantageous. 

• Attention to detail and willingness to pick up new concepts or skills

• Strong written and verbal communication skills, including clear and regular communication with key stakeholders and within BB Risk and Group Risk with the ability to build rapport across the business

• Sound stakeholder management and influencing skills and the ability to build rapport across Line 1 and Line 2 BB Risk

• Degree in relevant discipline (qualification in Actuarial Studies, Economics, Finance, Statistics, Mathematics, or Sciences preferred)

 If this sounds like you, apply now!

Advertising End Date: 27/02/2025