Risk SME - Risk Management Frameworks & Strategy

Empower Australia’s Payments Future with Cuscal 

At Cuscal, your skills drive change and make a real impact. Whether you’re supporting our clients’ customers in our Fraud Operations Contact Centre or delivering innovative solutions in Product Delivery, your contribution helps shape the payments industry’s future. 

Join a team that values collaboration, innovation and excellence. With a focus on professional growth and flexibility, Cuscal is where you can thrive. 

Forward with Cuscal. 

As part of an exciting transformation program within our Group Risk & Compliance division, we are looking for a Risk SME (Risk Management Frameworks & Strategy) to join our Program team on a 12 month maximum term engagement!

In this role, you’ll will proactively lead and support initiatives including BAU risk and program initiatives to drive the development and implementation of the Risk Management Framework and Strategy (RMFS), supporting standards, procedure and systems.

You’ll also make an impact by: 

• Proactively lead risk initiatives and activities including undertaking to design, implement, review and embed risk management frameworks, policies, standards, tools and systems, to maintain adequacy and effectiveness
• Apply risk expertise and advice to design, implement and embed policies and standards that support risk maturity uplift in areas including RMFS, Risk Appetite Statement, Regulatory Change, Governance and 3 Lines of Accountability, Risk Capability and Capacity Framework, Risk Culture, and Emerging Risk
• Actively supporting the development of the risk appetite settings for the organisation. Participate in activities to embed risk appetite within the organisation and establish and maintain effective monitoring and reporting practices
• Coordinate the developing, implementing and reviewing of the risk culture framework including regular risk culture assessments. Actively lead and drive initiatives to instil an appropriate risk culture.
• Build and lead internal community to facilitate consultation, feedback and knowledge sharing on matters relating to policy setting and reviews, regulatory change and emerging risks.
• Leading training, awareness and communication activities.
• Support Line 2 teams to design and implement key risk management standards including for Risk Assessment, Controls Management, Issues and Incidents Management, Compliance Obligations, Risk in Change, Regulatory Change and Key Risk Indicators

What you’ll bring 

You’re a critical thinker and problem solver, with strong communication skills and a passion for delivering. You thrive in a fast-paced environment and are driven to contribute to a dynamic team. 

To succeed in this role, you’ll have: 

• 7+ years of experience in compliance management within the finance and banking industry.
• Solid understanding of relevant laws and regulations, industry codes, standards, prudential requirements
• Demonstrated experience in operational risk and compliance roles, in the financial services sector, including the design and implementation of effective risk and compliance management frameworks, and a sound knowledge of APRA prudential standards.
• Experience with engagement with external parties, ideally with regulators and industry forums.
• Demonstrated experience in building risk and compliance maturity and capability across the first and second lines of accountability and exposure to better industry practice.
• Ability to work with a high degree of autonomy and be able to demonstrate sound judgement.
• Proficient in executing change management activities

Why Cuscal? 

At Cuscal, you’ll find a strong, successful company that’s reimagining the future. And our team is right there at the heart of it all.   

Here, you’ll deliver or support interesting, ground-breaking work that has real impact - on Australia’s financial services sector and the millions of customers it serves.  

You’ll innovate alongside skilled, smart, connected teams. 

And you’ll build an impressive, fulfilling career that continues to grow.   

You’ll also enjoy a range of benefits, including: 

• Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities. 
• Wellbeing focus: Access initiatives supporting physical, mental, and financial health, plus discounts via ‘Cuscal Advantage.’ 
• Diversity and inclusion: Join a workplace that values different perspectives and flexible work arrangements. 

Join us and reimagine the future 

Ready to make an impact? Click APPLY to join Cuscal’s Procurement and Vendor Management team today. 

If you’re excited about this opportunity, we’d love to explore how you can contribute to our vision for the future. Screening and interviews may occur before the job ad closing date, so don’t wait - apply now. 

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process.  

We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.   

Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.