Senior AML Analyst

Stake is looking for a Senior AML Analyst to join us at our Bondi Junction HQ, with a flexible hybrid working model (3 days in the office, 2 WFH). 

We’re an Australian investing platform that helps ambitious people confidently grow their wealth. By offering seamless, immersive access to the share markets, we’ve empowered a new wave of investors. Stake has grown fast from a fintech startup into a robust financial services company. Today we have 700,000+ customers and more than A$5 billion under administration.

At Stake, we break barriers in everything we do. Just like our customers, we’re driven by ambition. Our desire for continuous growth is what creates the collaborative and high-performance environment we work in. Though we’re spread around the world, we’re a unified team moving towards a shared vision: to unleash the investor in everyone. 

Join us as we continue to reshape the financial industry, inspiring investor confidence and celebrating our wins along the way. 

• Investigate AML Alerts: Review and action transaction monitoring alerts within SLAs, analysing customer behaviour and transaction patterns for suspicious activity.
• Conduct Due Diligence: Perform in-depth research using internal and external sources, documenting findings and decisions in case management systems.
• Escalate and Report: Escalate suspicious cases with detailed summaries and evidence, and support the preparation of AML metrics and trend reports.
• Identify Risks & Trends: Detect money laundering typologies and recommend controls; assist in ongoing risk assessments and data analysis for remediation.
• Ensure Regulatory Compliance: Adhere to AML regulations and internal policies, maintaining accurate records and reporting potential compliance breaches.
• Collaborate Cross-Functionally: Work with Compliance and Operations teams to resolve queries and drive process improvements.
• Support Learning & Development: Stay current on AML trends, participate in training, and contribute to knowledge sharing within the FinCrime team.

• 2–5 years of experience in AML, compliance, or financial crime investigations.
• Previous hands-on experience with transaction monitoring and transaction monitoring software
• Certification in Anti-Money Laundering (CAMS), Certified Financial Crime Specialist (CFCS), or Certified Fraud Examiner (CFE), preferred.
• Experience with regulatory reporting (e.g., SMR filings) and investigations related to suspicious activity preferred
• In-depth knowledge of Customer Identification: Know Your Customer (KYC & KYB), preferred
• Strong analytical and investigative skills, with attention to detail.
• Excellent written and verbal communication skills for drafting concise reports and summaries.

At Stake, we’re more interested in your attitude than your resume. If you believe this is a role you want to jump into, please apply and let us know why in your cover letter!

You’ll have the opportunity to work with autonomy while learning from some of the best talent in the industry, playing a meaningful role in building a company that has loads of positive momentum and excitement around it. Having said that, we also have perks.

Please see on our Careers website the list of benefits under our Grow with Stake program. They include:

• Professional development allowance
• Wellbeing allowance
• Up to 16 weeks of paid parental leave
• Childcare allowance
• Extra paid leave during tough times
• Discretionary performance bonus and talent referral bonus

Stake is an equal opportunity employer that values diversity. We’re proactive about providing an inclusive work environment and do not discriminate based on race, religion, nationality, gender, sexual orientation, age or disability status. We’re also endorsed by WORK180 as a great employer for women. 

It all comes together to explain why Stake placed 1st in the 2024 AFR BOSS Best Places to Work list for the Banking, Superannuation & Financial Services category, across all of Australia and New Zealand.

Once we've received your application, we'll give it the attention it deserves, and you'll hear from us regardless of the outcome. If we think you’d be a great fit for our team, we’ll give you a call and take it from there.

To all recruitment agencies: Stake does not accept agency resumes. Please do not forward resumes to our jobs alias or directly to Stake employees. Stake is not responsible for any fees related to unsolicited resumes.