Senior Financial Crime Analyst

Stake is looking for a Senior Financial Crime Analyst to join us at our Sydney HQ, with a flexible hybrid working model (3 days in the office, 2 WFH). 

We’re an Australian investing platform that helps ambitious people confidently grow their wealth. By offering seamless, immersive access to the share markets, we’ve empowered a new wave of investors. Stake has grown fast from a fintech startup into a robust financial services company. Today we have 750,000+ customers and more than A$5 billion under administration.

At Stake, we break barriers in everything we do. Just like our customers, we’re driven by ambition. Our desire for continuous growth is what creates the collaborative and high-performance environment we work in. Though we’re spread around the world, we’re a unified team moving towards a shared vision: to unleash the investor in everyone. 

Join us as we continue to reshape the financial industry, inspiring investor confidence and celebrating our wins along the way. 

We are seeking a highly motivated Senior AML/FinCrime Analyst to join our dynamic Operations team. This role is responsible for monitoring transactions, investigating alerts, performing enhanced customer due diligence (ECDD) and ensuring compliance with Anti-Money Laundering (AML) regulations and internal policies. You will apply strong analytical and investigative skills to identify potential money laundering or terrorism financing activities across a wide range of individuals and entities. Working closely with the Team Lead and key stakeholders, you will play a critical role in supporting the organisation’s mission to detect and prevent financial crime. Your responsibilities will include:

Investigations

• Investigate & action alerts generated by AML transaction monitoring systems within Service Level Agreements (SLAs)- analysing transaction patterns and customer behaviour for signs of suspicious activity.
• Performing ECDD reviews to assess and mitigate financial crime risks associated with high-risk customers.
• Conduct detailed research using internal databases and external sources to determine the legitimacy and purpose of transactions.
• Capture and document your due diligence, findings, and decision rationale within the relevant alert and case management systems.
• Escalate suspicious matters to the Team Lead, providing detailed summaries & supporting evidence
• Identify potential trends or typologies of money laundering and recommend actions or controls to address them.
• Support the preparation of AML metrics and trend reports for internal compliance and management reporting.
• Assist in maintaining accurate records in transaction monitoring and case management systems.
• Provide data analysis to support ongoing risk assessments or remediation efforts.

Compliance & Risk Adherence:

• Ensure all daily activities comply with relevant Anti-Money Laundering (AML) regulations, including local laws and company policies.
• Maintain accurate and organised records of all KYC reviews, investigations, and escalations.
• Proactively identify and report any potential compliance breaches or operational risks to the Management.

Collaboration & Efficiency

• Work closely with the Compliance and Operations teams to resolve AML-related queries and support continuous process improvement.
• Stay up-to-date with changes in AML regulations, red flags, and emerging financial crime threats.
• Participate in ongoing training programs and AML knowledge-sharing sessions.
• Contribute to the optimisation of operational workflows and processes within the FinCrime team to enhance efficiency and effectiveness.

• 2–5 years of experience in AML, compliance, or financial crime investigations.
• Previous hands-on experience with transaction monitoring and transaction monitoring software
• Certification in Anti-Money Laundering (CAMS), Certified Financial Crime Specialist (CFCS), or Certified Fraud Examiner (CFE), preferred.
• Experience with regulatory reporting (e.g., SMR filings) and investigations related to suspicious activity preferred
• In-depth knowledge of Customer Identification: Know Your Customer (KYC & KYB), preferred
• Strong analytical and investigative skills, with attention to detail, with the ability to identify suspicious activity patterns and potential financial crime risks.
• Excellent written and verbal communication skills for drafting concise reports and summaries

At Stake, we’re more interested in your attitude than your resume. If you believe this is a role you want to jump into, please apply and let us know why in your cover letter!

You’ll have the opportunity to work with autonomy while learning from some of the best talent in the industry, playing a meaningful role in building a company that has loads of positive momentum and excitement around it. Having said that, we also have perks.

Please see on our Careers website the list of benefits under our Grow with Stake program. They include:

• Career relevant development and training with professional development allowance
• Up to 16 weeks of paid parental leave
• Childcare allowance
• Sonder - healthcare, safety support and EAP for you and your immediate family
• Additional leave types (Swap days, Bear Days, TOIL, Compassionate, Sorry Business)
• Performance bonus and talent referral bonus
• Employee Share Options scheme for senior leaders
• Stake products: SMSF 30% discount on yearly membership fee, $295 AUD annual trading credit and Stake Black account
• Recognition awards and team celebrations
• Discretionary performance bonus and talent referral bonus

Stake is an equal opportunity employer that values diversity. We’re proactive about providing an inclusive work environment and do not discriminate based on race, religion, nationality, gender, sexual orientation, age or disability status. We’re also endorsed by WORK180 as a great employer for women. 

It all comes together to explain why Stake placed 1st in the 2024 AFR BOSS Best Places to Work list for the Banking, Superannuation & Financial Services category, across all of Australia and New Zealand.

Once we've received your application, we'll give it the attention it deserves and you'll hear from us either way. We’re committed to responding to every applicant. If we think you’d be a good addition to our team, we’ll give you a call and from there, you'll cruise through our recruitment process.

To all recruitment agencies: Stake does not accept agency resumes. Please do not forward resumes to our jobs alias or directly to Stake employees. Stake is not responsible for any fees related to unsolicited resumes.