2027 RBA Payments Settlements Graduate Program - Strategy & Analysis Specialisation

The 2027 Payments Settlements Graduate Program with the Reserve Bank of Australia (RBA) is a two-year program that provides comprehensive training and development designed to kickstart your career.

As a graduate in our Strategy & Analysis team, you will directly contribute to the ongoing development, improvement and future direction of RITS Australia’s high-value payments settlement system. Supporting this critical national infrastructure, our team supports the safe and efficient flow of money through the financial system and helps maintain confidence in Australia’s payments and financial system.

The payments landscape is changing rapidly - shaped by emerging technologies, evolving industry needs for real-time payments, regulatory change and global developments. The RBA needs to evolve with that change and ensure its settlement infrastructure remains secure, resilient, efficient and fit for the future.

In this role, you will analyse data and insights, stay informed on industry developments, and apply this knowledge to support business decisions, operational policy, system design, and strategic planning. You will collaborate with a diverse range of people and teams across the RBA, including technical, operational, policy, strategy, business delivery, and corporate teams. You will also work with external stakeholders and partners to support the RBA’s broader policy objectives. This will involve understanding complex technical and operational information, drawing out key insights, making recommendations and communicating them clearly for different audiences, including senior stakeholders.

This is an opportunity to contribute to work that is both practical and forward-looking — helping solve current business and operational challenges while supporting the future strategic direction of Australia’s settlement infrastructure.

Start your RBA career in Payments Settlements and you will:

• Step into the fast-paced global payments industry, and become a payments expert along the way.

• Gain unique insights into how the RBA, and central banks more generally, achieve some of their policy objectives through the operation of this critical infrastructure.

• Work with other areas of the RBA on a diverse range of matters including payments innovation and regulation, operational policy, liquidity facilities, financial stability and technology.

• Collaborate with payments industry stakeholders to improve the efficiency and resilience of payment operations.

• Help the RBA ensure that RITS meets evolving international standards for financial market infrastructures and collaborate with international counterparts on how to do this.

• Research and analyse payment trends and industry developments that help shape the future of RBA’s settlement services.

• Support the design and implementation of new and improved settlement services, technologies, processes and operational arrangements.

• Join the RBA Graduate Program and complete a structured training program alongside graduates across the Bank, while gaining dedicated Payments Settlements training and development.

About you:

We're looking for dynamic, motivated graduates who are interested in learning about the critical role of the central bank in operating payments systems — helping ensure Australia’s settlement infrastructure remains secure, resilient and fit for the future, while supporting economic activity, productivity and public benefit.

Selection Criteria

Selection Process:

• Apply by uploading your resume and most recent academic transcript

• Complete our online application form

• Selected candidates will be asked to complete an online assessment which includes a video interview and a questionnaire component.

• First interviews will be conducted virtually

• The second and final interview will be virtual for interstate and regional candidates and in person for candidates located in Sydney.

For further information about the RBA and the Payments Settlements Graduate Program, please visit our website: Payments Settlements | Students and Graduates | Careers | RBA

Be More
Working for an organisation that truly makes a difference to the people of Australia, we can offer development and career opportunities in a collaborative environment that supports your growth, wellbeing and promotes flexibility. Your individual growth and success drives the RBA forward as an organisation. Be more means you can do more, for yourself and for Australia.
Why RBA?
The RBA makes an important contribution to the Australian economy through the pursuit of national economic policy objectives and associated activities in financial markets and banking. We also issue Australia's banknotes and operate infrastructure critical to the payments system, all of which contribute to the welfare of the Australian people. Made up of specialists across a wide range of fields, our people, values, and culture play a critical role in achieving our objectives. Striving to be Open & Dynamic, we consider and incorporate different perspectives, work across teams and are transparent with each other, whilst delivering quality together effectively and focusing on outcomes by prioritising, testing, learning, and refining as we go. Our people conduct themselves with a high degree of integrity, while striving for excellence in the work they perform and the outcomes they achieve. We encourage intelligent inquiry and we treat one another with respect while promoting the public interest through our efforts. We know it is the growth and success of our people that drives the RBA forward. Come and make a bigger contribution while you build and develop your own skills too, because being more means you can do more, for yourself and for Australia.
The Reserve Bank of Australia is committed to equity, diversity and inclusion through key initiatives. We welcome and encourage applicants from diverse backgrounds to apply, including Aboriginal and Torres Strait Islander peoples, culturally and linguistically diverse background, those living with a disability and from the LGBTQ+ community. We are committed to making the recruitment process fair and equitable for all our candidates.

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