Senior Analyst - Credit, Market and Liquidity Risk

Empower Australia’s Payments Future with Cuscal  

At Cuscal, your skills drive change and make a real impact. Whether you’re supporting our clients’ customers in our Fraud Operations Contact Centre or delivering innovative solutions in Product Delivery, your contribution helps shape the payments industry’s future.  

Join a team that values collaboration, innovation and excellence. With a focus on professional growth and flexibility, Cuscal is where you can thrive.  

Forward with Cuscal.  

We are looking for a Senior Analyst - Credit, Market and Liquidity Risk to join our Financial Risk team to support in the strategic reporting of Financial Risks to internal stakeholders, ALCO, and Board.

The Senior Analyst will support the Senior Manager Market Risk and Head of Financial Risk in the strategic reporting of Financial Risks to internal stakeholders, ALCO, and Board. The Senior Analyst will develop and maintain business requirements documentation for all reports and implement/develop analytical solutions and apply Machine Learning and AI for deep insights

You’ll also make an impact by: 

Risk Data & Reporting 

• This role has responsibility for establishing and maintaining effective management practices over risk data, allocated systems and reports, including:
• Effectively and efficiently enable Risk to meet statutory and regulatory reporting obligations and produce management reports to support data driven decisions
• Lead the development and implementation of a suite of financial models, dashboards and reports to uplift Risk capabilities
• Establish and maintain standardised data hierarchies to facilitate consistent analysis linking risk results to internal/external drivers
• Maintain a robust control environment over Cuscal’s financial risk data
• Support the Head of Financial Risk and the Senior Manager Market Risk in maintaining Policies and Procedures for the collection, storage, structure, analysis and sharing of financial data
• Automate processes end-to-end and facilitate robust and reliable insight and analysis

Stakeholder Management & Collaboration 

• As the systems support several stakeholders and company initiatives, embedding effective stakeholder management and collaboration practices within the Data and Strategic Initiatives team is a key part of this role
• Test the accuracy of the newly designed and implemented solutions.
• Monitor the accuracy of the required output.
• Work closely with the business for continuous improvement opportunities.
• Utilise data analytics to provide actionable insights and recommendations to enhance risk management practices.
• Produce quality, concise and accurate risk and compliance reports using risk data and insights to management, committees, and the Board.
• Collaborate with business leaders and stakeholders to foster a data-driven culture.
• Oversee and deliver key data governance projects on time and within scope.
• Work closely with data analyst and reporting teams to ensure data is readily available to produce accurate and timely delivery of reports.

Other accountabilities

• Perform scenario/stress tests to inform risk settings and assist in risk model validation activities.
• Deep experience in regulatory reporting and compliance related to treasury risk. Remediation and transformation uplift requiring:
  • Treasury System knowledge (e.g. Murex, Calypso etc)
• Project management skills (problem solving, requirement analysis, business process improvement)

What you’ll bring 

You’ve got the ability to think critically and to solve complex problems. You’ve got excellent communication and an eye for detail. You thrive in a fast-paced environment and are keen to contribute to a dynamic team.

To succeed in this role, you’ll have: 

• Minimum 2 years of experience in analytics, insights and reporting within the finance and banking industry.
• Demonstrated experience in risk management, risk management software, risk reporting, analytics or related field.
• Expert skills in data analysis tools, data visualisation and relevant software (e.g. Excel, SQL, Power BI, Tableau).
• Ability to build relationships, engage and influence senior management and key stakeholders on risk-related matters, communicating complex topics in simple, understandable terms.
• Knowledge of regulatory requirements and industry standards related to risk reporting.
• Strong interpersonal and communication skills with the ability to build effective workplace relationships.
• Ability to work with a high degree of autonomy and be able to demonstrate sound judgment.
• Proficient in executing change management activities.

Why Cuscal? 

At Cuscal, you’ll find a strong, successful company that’s reimagining the future. And our team is right there at the heart of it all.   

Here, you’ll deliver or support interesting, ground-breaking work that has real impact - on Australia’s financial services sector and the millions of customers it serves.  

You’ll innovate alongside skilled, smart, connected teams. 

And you’ll build an impressive, fulfilling career that continues to grow.   

You’ll also enjoy a range of benefits, including: 

• Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities. 
• Wellbeing focus: Access initiatives supporting physical, mental, and financial health, plus discounts via ‘Cuscal Advantage.’ 
• Diversity and inclusion: Join a workplace that values different perspectives and flexible work arrangements. 

Join us and reimagine the future 

Ready to make an impact? Click APPLY to join today. 

If you’re excited about this opportunity, we’d love to explore how you can contribute to our vision for the future. Screening and interviews may occur before the job ad closing date, so don’t wait - apply now. 

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process.  

We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.   

Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.