Senior Analyst - Product Structuring & Pricing

If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. 

For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even more positive and powerful for the future.

Help people create their tomorrow, while you create yours

We help people with their banking, super, retirement and finances. Through upturns, downturns, recessions, and major life transitions. Every day, we help people see and make more of their financial potential, so that they can create their tomorrow. And we’ve been doing it for over 170 years. 

If we do our job well, we genuinely add to the prosperity of our country and its people. 

The Senior Analyst, Product Structuring & Pricing supports the design, pricing and ongoing management of AMP's retirement, guarantee and equity protection products. The role is responsible for developing and maintaining pricing, valuation and risk models, performing quantitative analysis and scenario testing, and providing insights that support product strategy, risk management and key business decisions.

Working closely with stakeholders across Product, Finance, Investments, Risk and Technology, the role contributes to the enhancement of pricing frameworks, modelling methodologies and governance practices to ensure products remain financially sustainable, commercially competitive and aligned with AMP's risk framework.

How are you going to make an impact

Product Analysis, Structuring & Pricing

• Support the design, structuring and pricing of retirement, guarantee and equity protection products, ensuring alignment with customer, commercial and risk objectives.
• Contribute to the development of pricing frameworks, methodologies and assumptions, providing analytical insights to support product development and strategic initiatives.

Quantitative Modelling & Analytics

• Develop, maintain and enhance models and analytical tools for pricing, valuation, scenario testing and risk analysis, including the review and challenge of key modelling assumptions.
• Perform quantitative analysis and translate complex outputs into clear, actionable insights to support business decision making and risk assessment.

Risk Management & Governance

• Perform model governance and key control activities, including documentation, validation and approval processes, ensuring compliance with risk and governance standards.
• Support the management of risks associated with guarantee and equity protection products, including model, assumption and hedging validation activities.

Business Partnership & Stakeholder Engagement

• Partner with Product, Finance, Technology, Investments and Risk teams to deliver business outcomes through clear analysis, recommendations and insights.
• Prepare high-quality reports and presentations for senior management and governance forums while building strong relationships across the business.

Continuous Improvement

• Identify and implement opportunities to enhance models, processes, controls, reporting and overall business capability.
• Contribute to strategic initiatives, share knowledge and support continuous improvement across the team.

What you will bring to the role 

• Tertiary qualifications in Actuarial Studies, Finance, Mathematics, Statistics, Engineering, Economics, Physics or a related quantitative discipline.
• Experience in market risk, actuarial, quantitative analysis, ALM, risk management or other related financial services roles.
• Experience developing, maintaining or enhancing analytical models, risk tools or pricing frameworks.
• Demonstrated experience developing analytical tools, models or process improvements using Python, VBA, SQL, MATLAB, R, C++ or similar programming languages.
• Experience applying quantitative analysis and stochastic modelling techniques to support pricing, valuation, risk assessment, investment outcomes, product values or business decision-making.
• Understanding of financial markets and financial risk management principles.
• Exposure to working with multiple stakeholders across business functions.
• Experience balancing analytical rigour with practical business outcomes.

Progress towards or completion of professional qualifications such as FIAA, CFA, FRM, or related postgraduate quantitative study although not essential would be well regarded as well as, experience working with guarantee products, retirement solutions, insurance and wealth management products 

Who You Are

You are intellectually curious, analytically rigorous and practical in your approach, with the ability to translate complex concepts into clear insights that support better outcomes for clients, advisers and AMP.

You bring strong expertise in financial risk analysis, underpinned by exceptional quantitative, analytical and problem-solving skills. You have experience developing, maintaining and applying models and analytical tools to assess risk, evaluate business outcomes and support decision-making. Your technical capability includes stochastic modelling, scenario generation, valuation techniques, risk modelling methodologies, and analysing large, complex datasets to deliver practical and value-adding recommendations.

You are also a excellent communicator, able to present complex concepts clearly to both technical and non-technical stakeholders through reports, presentations and recommendations. You exercise sound judgement, balancing analytical rigour with commercial pragmatism, and build effective relationships through collaboration and a focus on business outcomes.

Why we think you’ll love working at AMP

Doing what we’ve always done is not an option, so your clever ideas will get airtime here. You’ll be encouraged to speak up and try new things. If they don’t work, we move on – better for it.

We know there’s no one way of doing things. So, you won’t have to sacrifice who you are or how you work to fit in here. We’re inclusive and flexible in many of the ways you’d expect. And in some of the ways you wouldn’t. As long as your health and wellbeing come first - at home and at work. 

In fact, most of what makes AMP such a welcoming, enjoyable place to work are our people. Wherever you go, you’ll find moments to connect, feel valued and do meaningful work. 

Whether it’s through our first-class leaders who are invested in you and your success. Through year-round opportunities to volunteer, fundraise and give back to the community. Or in the everyday challenges you face as we work together to strengthen this great organisation. Challenges that will stretch you, amplify your potential and compound the impact you have. 

We believe in the power of inclusion and diversity

We’re dedicated to fostering inclusion, diversity, and a warm feeling of belonging at AMP. It sparks creativity, ignites innovation, and turns up the dial on the quality of our decisions and performance. This not only makes our workplace more engaged, but also leads to better connections with our customers. 

We're your allies in the search for the perfect fit - when you apply, let us know how we can support you to put your best self forward during our selection process. 

We're also committed to enhancing employment opportunities for Aboriginal and Torres Strait Islander people, so we enthusiastically encourage candidates from these backgrounds to apply and explore our Reconciliation Plan on our website.

Ready to create your tomorrow?

If you’re someone who sees opportunity where others see challenge, come and work with us in smart, progressive ways as we transform an iconic Australian brand for the future. And, through a series of career-defining moments, create your own tomorrow.

Don’t procrastinate! We review applications when we get them, and if we discover the ideal candidate, we may close the role earlier than the advertised close date.

Looking forward to meeting you.