Lead end-to-end solution design for international and cross-border payments. Develop API-based, microservices, and event-driven integrations across banking ecosystems. Produce HLDs, LLDs, interface specifications, and data flow models while ensuring security, regulatory, and enterprise architecture alignment. Collaborate with business, product, architecture, development, and vendor teams; evaluate solution options; support delivery; and lead governance and design reviews. Expertise includes SWIFT, ISO 20022, payment routing, settlement, reconciliation, and payment platform modernization.
Must Have Skills:
Solution Architect/Designer who is comfortable working with
AIA/ACDs, can operate independently with ISG and project teams and can
navigate the required governance forums.
- Lead
end-to-end solution design for International Payments initiatives and
transformation programs.
- Design
API-based and event-driven integrations across banking and payment
ecosystems.
- Translate
business requirements into scalable, secure, and resilient solution
designs.
- Create
and maintain High-Level Designs (HLDs), Low-Level Designs (LLDs),
interface specifications, and data flow models.
- Collaborate
with Product Owners, Business Analysts, Architects, Development Teams,
and Vendor partners.
- Ensure
solutions align with enterprise architecture, security, and regulatory
requirements.
- Evaluate
solution options and provide recommendations balancing business needs
and technical constraints.
- Support
delivery teams throughout the development, testing, and implementation
lifecycle.
- Drive
solution governance, design reviews, and technical decision-making.
· Deep knowledge of:
o International Payments
o Cross-Border Payments
o SWIFT Payments
o SWIFT MT/MX Messaging
o ISO 20022
API
& Integration Architecture
- Strong
hands-on experience designing:
- REST
APIs
- Microservices
Architectures
- Event-Driven
Architectures
- API
Gateway Solutions
· Proven experience
in:
o Integration Solution Design
o Data Modelling and Mapping
o API Design Standards
o Security and Non-Functional Requirements
o System and Application Integration
Nice to Have Skills:
Hands-on experience with:
- FGPP
Payment Processing Flows
- Payment
Routing Configuration
- Settlement
and Reconciliation
- SWIFT
Integration
- Interface
and Channel Integration
- Product
Configuration and Customisation
· Experience
in Tier-1 banking environments.
· Exposure
to payment modernisation programs.
· Experience
supporting migration from legacy payment platforms.
· Knowledge
of payment regulations and compliance requirements.
· Experience with FIS
Global Payments Plus (FGPP) is highly desirable.
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