Risk & Compliance Manager

Company Description

Lendi Group is the new group born out of the merger of Aussie Home Loans and Lendi. As a Group we operate a multi-brand strategy across Aussie Home Loans and Lendi, pulling together a truly personalised home loans experience for the Australian audience that balances both human support and smart technology.

We’re revolutionising the industry with best-in-class technology and a suite of tools that takes the hard work out of home loans – for our Customers and Brokers alike.

At Lendi Group we value work life balance. Our flex-first policy enables our team members to choose how they do their best work; home, office, or flex!

Diversity, Equality, and Inclusion are fundamental to the success of Lendi Group. We’re passionate about fostering an environment where our team members feel valued and supported and we celebrate everyone’s unique identity.

To learn more about life at Lendi Group check out our blog: https://www.lendi.com.au/inspire/category/life-at-lendi/

What’s the role?

The Risk & Compliance Manager supports Lendi’s first line business by providing pragmatic and timely risk advice, as well as by monitoring and assessing business performance against Lendi Group’s risk appetite and risk profile. The role plays an important part in driving smart risk management practices to build Lendi’s risk maturity. Smart risk management requires innovative thinking (such as using automation and AI technologies in control design), an agile way of working and taking a pragmatic and commercial approach when supporting the business to make risk/reward decisions.

Job Description

• Maintain a register of material risks and compliance obligations and assist with Risk and Control Self-Assessments to ensure a robust control environment.
• Conduct compliance assessments and provide support with making regulatory breach reports if required.
• Coordinate, submit and retain evidence to support the Australian Credit Licence annual compliance certificate.
• Support delivery of change initiatives to ensure compliant by design outcomes and implementation of best practice preventative and detective controls.
• Assist in the development and embedment of risk management tools and frameworks.
• Provide support on incident and issue management.
• Design and deliver operational risk and compliance training to stakeholders.
• Regularly review and improve risk and compliance management policies and procedures.
• Continuously improve and mature the risk profile by:
  • Understanding regulatory obligations and applying them across various scenarios.
  • Identifying risks and developing controls within business appetite.
  • Testing the design and effectiveness of the control environment.
  • Developing key risk indicators to monitor and measure risk outcomes.
  • Preparing content and conducting risk and controls workshops with stakeholders.
• Support ad hoc risk and compliance activities as needed.

Qualifications

• 3-5 years’ experience in risk and compliance management within consumer lending and/or credit assistance provision.
• Understanding of risks and compliance obligations associated with credit assistance provision, including ASIC RG 78, RG 205, RG 209 and RG 234.
• Good understanding of privacy and data protection obligations.
• Experience in control design, development and testing.
• Strong verbal and written communication skills.
• Strong stakeholder management skills and the ability to influence stakeholders of all levels.
• Degree qualification (preferred).

Additional Information

Lendi Group teams exist across Australia and the Philippines. We’re committed to creating a new era of seamless connection in property finance by changing the way Australians experience property lending, for good. 

We support our people in a variety of ways, but a few of the benefits that that out people rave about include: 

• We're Flex First – we've embraced a hybrid, flexible working model that adapts to team members needs and lifestyles.
• We offer generous Paid Parental Leave: we celebrate our growing Lendi Group family with 18-26 weeks leave for primary carers and up to 4 weeks for secondary carers 
• An additional week’s Loyalty Leave each year after reaching 3 years’ service
• A 24/7 Employee Assistance Program service providing counselling and support
• We’re committed to building a diverse and inclusive community for everyone at Lendi Group. We’ve joined the Project F initiative aimed at removing the systemic barriers to achieving gender-balanced teams, and Circle In to provide an inclusive workplace for our team members who are caregivers 
• Regular social activities & events, both in-person & online
• A vibrant, relaxed, yet professional culture
• We run wellness initiatives with a strong focus on psychological safety.

To learn more about life at Lendi Group check out our blog: https://www.lendi.com.au/inspire/category/life-at-lendi/

We are a people-first company that invests in initiatives to promote a healthy work environment, such as offering an Employee Assistance Program and social groups such as our industry-leading Women in Technology group.

Our culture is guided by our 3 core values: We Are Stronger United; Act Like You Own It; and Keep Home Loans Human. Our values are part of our core DNA that helps Lendi Group to attract, engage and evolve the right talent and build best-in-class products.

Lendi Group is a 2023 Circle Back Initiative Employer; we value a positive candidate experience and commit to respond to every applicant. Once we have received your application, we will reach out to you via email.

Feeling like you don’t meet all the skills listed? That’s ok; we are always on the lookout for different skills, experience, and qualities and so we’d still like to hear from you.

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