Conduct independent research and analysis of new revenue streams across a retail lending portfolio. Lead end-to-end market scans, product and distribution economic analysis, business cases, financial, operational and risk modeling, implementation recommendations, and client-ready documentation. The role requires strong retail lending, consulting, market sizing, product innovation, and fintech experience, with work performed closely with an Australian fintech client.

Provide expert data governance input for a target-state operating model, capability framework, maturity levels, and a two- to three-year roadmap. The SME will contribute to workshops, information-gathering sessions, executive deliverables, capability design, dependencies, resourcing, and cost estimates. Responsibilities include advising on data ownership, stewardship, quality, sharing, reporting, analytics, tooling, AI governance, privacy, cybersecurity, and regulatory risks. This is a supporting consulting role without project leadership or policy and technology implementation responsibilities.